At Fringe Benefit Group, our licensed Third-Party Administrator (TPA) services were born from a need to administer the unique products we’ve created to meet the needs and challenges of employers with a largely hourly and part-time workforce. We serve brokers, employers and employees with an integrated and proprietary suite of administrative services designed to make life easier.

Sure, we’ve got all the typical tools and support functionality that you would expect from a benefits administrator. But with The Contractors Plan and The American Worker, you get access to some amazing features and services you won’t find anywhere else. These include:

Single-Platform Integration
Imagine being able to administer all of your benefits through one streamlined platform: major medical, fixed indemnity/limited medical, dental, vision, specialty benefits, life, critical illness and more. With Fringe Benefit Group, everything is managed through one portal that’s easy for both employers and employees.

Hour Banking/ Reserve Accounting
Hour banking reduces accounting hassles by giving employers a per-hour rate for health coverage. It also allows employees to "bank" hours during peak work periods, and then use this reserve to maintain benefits coverage during slow periods and work stoppages.

Payroll Cycle Billing
At Fringe Benefit Group, we eliminate timing problems like collecting in advance of coverage or issuing refunds for partials. Our payroll cycle billing is customized to address the client needs of each situation, allowing employers to self-report on payroll frequency basis.

Loan Program Administration
Our one-of-a-kind loan program sets up retirement loans directly between the benefits plan and the employee. This takes the burden off employers, but still allows employees to have short-term access to their fringe benefit dollars while still accruing a balance and interest for future retirement.

Missed Premium Collection
We eliminate the need for payroll deductions for premiums not covered 100% by fringe or employer dollars. Employees can log in and stay 'on-benefit' through debit, credit card or ACH payment methods. 

And those are just the high points. Here’s the full laundry list: